Answers to the RTM questions physical therapy clinics ask most

Codes, thresholds, time, supervision, documentation and payment for 2026, written for outpatient PT and orthopedic clinics, with how Orva handles each part.

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Brendon Blake, PT, DPT, Owner, Back in the Game Physical Therapy
The six musculoskeletal RTM codes for 2026
CodeWhat it covers2026 Medicare
98975Setup and patient education, once per episode$21.71
98985Device supply, 2 to 15 days of dataNew in 2026$51.44
98977Device supply, 16 to 30 days of data$51.44
98979Management, 10 to 19 minutesNew in 2026$26.39
98980Management, first 20 minutes$54.11
98981Management, each additional 20 minutes$41.42
National average non-facility rates, adjusted by locality. Device supply codes run on 30-day periods and management codes on calendar months.
6Musculoskeletal RTM codes tracked for every patient
$338For one fully engaged patient over three months at 2026 Medicare rates
50States where Medicare pays for RTM
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What clinics say after running RTM with Orva

Owners and therapists on the app, the data and the support behind it.

“Our patients frequently tell us how much they appreciate the app. It has helped them stay compliant and feel more connected to their care.”

Sarah Topp, PT, DPTPerformance Physical Therapy & Wellness

“Accessing data for billing and generating reports is seamless, saving me valuable time.”

Dr. Michele Rigel, DPT, CDPOwner, At Home Rehab & Wellness

“What has stood out the most is their customer service. It has been among the best I’ve experienced.”

Daniel Ng-Choy, PTAAquatic Solutions Physical Therapy
7 questions

What RTM is and how it works in physical therapy

The essentials for clinics deciding whether remote therapeutic monitoring fits their caseload.

Read the full RTM overview

“So user-friendly for both the patients and therapists.”

Phil McKelvyPhysical Therapist, South Arkansas Rehabilitation

What is remote therapeutic monitoring (RTM)?

RTM is a set of CPT codes that pays for monitoring and managing a patient’s therapy between visits.

In physical therapy it usually means tracking home exercise adherence, pain and function through an app, while a clinician reviews the data, adjusts the plan and talks with the patient. Medicare and many other payers reimburse it as a defined service with its own thresholds and documentation.

How is RTM different from remote patient monitoring (RPM)?

RPM tracks physiologic data such as blood pressure, weight or glucose, while RTM tracks therapy adherence, therapy response and musculoskeletal status.

RTM data can be reported by the patient through software, which RPM doesn’t allow, and physical and occupational therapists can bill RTM under their own NPI. RPM is billed by physicians and other qualified practitioners.

Can RPM and RTM be billed for the same patient?

Not for the same monitoring in the same period, so choose the service that matches what you’re monitoring.

For musculoskeletal rehab, that’s RTM.

Does an app count as an RTM device?

Yes. CMS requires the RTM device to meet the FDA’s definition of a medical device, and software can meet that definition.

Because RTM allows self-reported data, an app on the patient’s own phone is the standard way PT clinics deliver it.

Which patients are a good fit for RTM?

Patients with a meaningful home program who benefit from accountability and follow-up between visits.

That often includes post-op patients, patients with persistent pain or mobility limits, and anyone whose progress depends on consistent work outside the clinic. They need a smartphone and a willingness to use it.

Do patients pay anything for RTM?

Medicare patients owe the usual Part B coinsurance, typically 20 percent after the deductible, unless secondary coverage picks it up.

Explain this when you get the patient’s consent so there are no surprises on the statement.

Is RTM worth it for a small practice?

RTM pays per patient, so it scales with your caseload rather than the size of your clinic.

One fully engaged Medicare patient supports $338.36 over a three-month episode at 2026 national rates, and you can start with a handful of patients on a single therapist’s caseload.

10 questions

The six RTM codes and their thresholds

Physical therapy uses the musculoskeletal RTM codes. Here is what each one covers and how they fit together.

See the RTM overview

What are the RTM CPT codes for physical therapy in 2026?

Six musculoskeletal codes, 98975, 98985, 98977, 98979, 98980 and 98981.

One covers setup, two cover the device supply depending on days of data, and three cover treatment management time. 98985 and 98979 are new for 2026. Respiratory and cognitive behavioral therapy codes exist too, but they aren’t used for musculoskeletal care.

What does CPT 98975 cover?

98975 covers initial setup and patient education on the monitoring device, billed once per episode of care.

In practice that means enrolling the patient, getting them into the app and teaching them how to use it.

What does CPT 98985 cover?

98985 covers the musculoskeletal device supply when the patient has 2 to 15 days of data in a 30-day period.

It’s new for 2026 and gives a billing home to patients who engage but don’t reach 16 days.

What does CPT 98977 cover?

98977 covers the musculoskeletal device supply when the patient has 16 to 30 days of data in a 30-day period.

It’s the higher of the two device supply tiers.

What is the difference between 98985 and 98977?

Both are musculoskeletal device supply codes, and the difference is the number of days with data in the 30-day period.

98985 covers 2 to 15 days and 98977 covers 16 to 30. You bill one or the other for a period, never both.

What does CPT 98979 cover?

98979 covers 10 to 19 minutes of treatment management in a calendar month, with at least one real-time interaction with the patient or caregiver.

It’s new for 2026, for months with real management work that don’t reach 20 minutes.

What does CPT 98980 cover?

98980 covers the first 20 minutes of treatment management in a calendar month, with at least one real-time interaction with the patient or caregiver.

You bill 98979 or 98980 for a month, not both.

When can you bill CPT 98981?

98981 is billed for each additional 20 minutes of treatment management in the same calendar month after 98980.

It adds on to 98980 only, so it can’t be billed on top of 98979.

What counts as a day of data for RTM?

A calendar date on which the patient records or transmits qualifying data, such as completing exercises or a check-in.

Several entries on the same day still count as one day.

Do the device supply and management codes use the same billing period?

No. The device supply codes run on 30-day periods, and the treatment management codes run on calendar months.

Tracking both clocks by hand is where many clinics lose track. Orva tracks each one for every patient.

6 questions

Treatment management time and live interactions

The management codes pay for clinical time. These are the rules that decide what counts.

“Orva has made the process so much simpler.”

Jacqui Broering, PT, MPTOwner, Performance Physical Therapy & Wellness

What counts toward RTM treatment management time?

Time spent managing the patient’s therapy based on their monitoring data.

That includes reviewing adherence and response, deciding whether the plan needs to change, updating the home program, communicating with the patient or caregiver and documenting those decisions. Time counted toward RTM can’t also be counted toward another billed service.

What counts as a real-time interactive communication?

A live, two-way conversation with the patient or caregiver, in person or by phone, and video works too.

An asynchronous message or an app notification doesn’t meet the requirement for 98979, 98980 or 98981.

Does in-app messaging count for RTM?

Not for the real-time requirement.

Messages are still valuable and stay in the patient’s record, but each month needs at least one live interaction to support the management codes.

Does the live interaction count toward the 20 minutes?

Yes, time spent on the interaction counts toward management time.

The exception is time already counted toward another billed service, such as the treatment portion of a visit.

Do we have to change the plan every month?

CPT doesn’t require a change every month, but treatment management means managing the plan.

A documented review each month, with a program change when it’s warranted, shows the work the codes pay for. Orva tracks plan updates next to the other monthly requirements.

How should clinics track RTM time?

As it happens, not reconstructed at month-end.

Orva captures days of data and management time automatically, and your clinicians log their real-time interactions in Orva, so the month is already assembled when it closes.

Let Orva track every threshold while the month is still running

Days of data and management time are captured automatically, your clinicians log the live interaction, and every patient’s status for the period is in one place.

Patient set up and taughtOnce, at the start of the episode98975
Days of data, counted automaticallyEach 30-day period, with days left shown98985 or 98977
Management time, captured as you workEach calendar month, plus the live interaction you log98979 or 98980
Extra time, when the month needs itEach additional 20 minutes after 9898098981
5 questions

Who can bill and furnish RTM

Therapists, assistants and the rules for sharing a patient.

RTM modifiers and location codes

Can physical therapists bill RTM?

Yes. Medicare lets physical therapists bill RTM under their own NPI when it’s furnished under a therapy plan of care.

Use the GP modifier, and follow your payer’s rules for the setting you bill under.

Can occupational therapists bill RTM?

Yes, under the same rules as physical therapists, using the GO modifier.

Can PTAs provide RTM services?

Yes. In private practice, PTAs can furnish RTM under the general supervision of the physical therapist.

The service is billed under the supervising therapist, and the CQ modifier applies to 98975, 98979, 98980 and 98981 when the PTA’s share meets the de minimis standard, which reduces payment. OTAs follow the same approach with the CO modifier.

Can more than one provider bill RTM for the same patient?

No. Only one practitioner can bill the device supply for a 30-day period, and only one can bill treatment management for a calendar month.

If a patient is monitored elsewhere, confirm it before you enroll them.

Does RTM have to be done by our own therapists?

For therapy, RTM is furnished by the therapists and assistants treating the patient under the plan of care.

That’s why Orva is software your own team runs, with the clinical work staying with the people the patient already knows.

6 questions

Documentation, consent and compliance

What a clean RTM record looks like and where claims usually go wrong.

“Accessing data for billing and generating reports is seamless, saving me valuable time.”

Dr. Michele Rigel, DPT, CDPOwner, At Home Rehab & Wellness

What documentation does RTM require?

Each code needs its own support in the record.

For 98975, document setup and education. For 98985 and 98977, document the days of data in the 30-day period. For 98979, 98980 and 98981, document total time, the management work performed and the date of the real-time interaction. A strong record shows what happened, when it happened and why it mattered clinically.

What usually causes RTM denials?

Most denials trace back to a threshold that wasn’t met, documentation that doesn’t support the code, or payer rules the clinic didn’t check.

Missing therapy modifiers and billing two codes from the same tier in one period are other common causes.

What are the most common RTM mistakes?

Enrolling patients without a follow-up process, mixing up the 2 to 15 day and 16 to 30 day tiers, logging time late, forgetting the live interaction and assuming every payer handles RTM the same way.

How do we keep RTM billing compliant?

Bill only what the month shows.

Track thresholds as they happen, document the clinical decisions and the live interaction, and confirm payer policies before you bill. Orva shows which codes each patient has met in the current period, with the supporting detail, so your biller reviews a summary instead of rebuilding it.

Is Orva HIPAA compliant?

Orva operates as a business associate and signs a Business Associate Agreement with each clinic.

Protected health information is handled under that agreement, and the BAA is available for your counsel to review before you enroll a patient.

6 questions

What RTM pays and which payers cover it

2026 Medicare rates, payer coverage and how the numbers add up for a caseload.

Estimate your RTM revenue

How much does RTM pay in 2026?

At 2026 Medicare national averages, 98975 pays $21.71, 98985 and 98977 pay $51.44, 98979 pays $26.39, 98980 pays $54.11 and 98981 pays $41.42.

Actual payment is adjusted by locality and varies by payer.

How much is one RTM patient worth?

A fully engaged Medicare patient supports $127.26 in the first month and $105.55 in each month after, or $338.36 over a three-month episode.

That uses 98975 once, then 98977 and 98980 each month, at 2026 national averages. Additional management time billed with 98981 adds to it.

Does Medicare cover RTM in every state?

Yes. RTM is on the Medicare Physician Fee Schedule nationally, with payment adjusted by locality.

Do commercial payers and Medicare Advantage cover RTM?

Many do, including plans from BCBS, Aetna, UnitedHealthcare and TRICARE in many markets, but policies vary by plan.

Check each payer’s policy for the codes, modifiers and documentation it expects before you bill.

Does Medicaid cover RTM?

It depends on the state. Some Medicaid programs cover RTM and others don’t, so confirm with your state program or managed care plans.

Can cash-pay clinics use RTM?

Cash-pay clinics use Orva with RTM billing turned off, and the patient experience stays the same.

Many charge patients directly for access to the app as part of their program.

9 questions

Running RTM with Orva

How Orva handles the work, what your team does and how to get started.

“The ability to easily build my own custom exercises and upload the video in minutes is amazing.”

Samuel Kelokates, PTOwner, Kelos Physical Therapy

How does Orva track RTM thresholds?

Orva captures days of data and management time automatically and shows where each patient stands in the current period.

Your clinicians log their real-time interactions, and Orva shows which codes each patient has met, which are still open and how many days are left, while there’s still time to act.

Does Orva support all six musculoskeletal RTM codes?

Yes. Orva tracks 98975, 98985, 98977, 98979, 98980 and 98981, including both billing clocks.

Who does the RTM work, our team or Orva?

Your team. Orva is software your therapists run, so the clinical work stays with the people already treating the patient.

That’s Real RTM, delivered by your own therapists.

Does Orva work with our EMR?

Yes. Orva runs alongside your EMR and covers the time between visits, and the information your team needs is transferred from Orva to your EMR.

Orva clinics run on WebPT, Prompt, Athelas, HelloNote, Stride, TheraOffice and more.

Will our patients use the Orva app?

It’s the 2020s, not the 1970s. Your patients run their money, travel and prescriptions from their phones, and Orva is a consumer-grade app built to that standard.

In a randomized trial, people with musculoskeletal conditions stuck to their home programs better on an app with remote support than on paper handouts. The best test is your own caseload.

What else is included besides RTM tracking?

Home exercise programs, outcome measures and messaging, all in the same patient app. See home exercise programs and patient-reported outcomes.

How do we get started with Orva?

Sign up for the 7-day free trial, with no credit card required.

After your account is approved, you can explore Orva with a demo patient and see the app from your patient’s side before you enroll a real one.

Can we start with one therapist or one location?

Yes, and it’s the recommended way to start. Run it on one caseload, see what adherence and month-end look like, then expand.

What does Orva cost?

Our pricing is based on results. The fastest way to see whether Orva fits your clinic is the 7-day free trial.

Start your next patient on RTM with Orva

Start a 7-day free trial, explore Orva with a demo patient, and see every RTM requirement tracked before you enroll a real one.

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  • All six musculoskeletal RTM codes, including 98985 and 98979
  • Days of data and management time captured automatically
  • Delivered by your own therapists, under your own plans of care
  • A Business Associate Agreement before you enroll a patient
  • RTM built in, or turned off for cash-pay

Payment figures are 2026 Medicare Physician Fee Schedule national average non-facility rates, adjusted by locality. Commercial, Medicare Advantage and Medicaid coverage varies by plan and state. Rules are current as of October 2026 and CMS updates them each year. This page is general information and is not billing, legal or coding advice, so confirm the rules that apply to your setting and payers before billing. Research cited comes from Lambert TE et al., Journal of Physiotherapy, 2017;63(3):161-167, and describes home exercise generally, not results specific to Orva. See the RTM overview and the individual code pages for more detail.